Why Live in Maineville Ohio

Maineville, Ohio is one unique village in this big state. It is a small area that is growing and still developing. As of the latest 2010 consensus, you will find that they have a population of less than 975 people. The village is quiet, small, and still has a long way to go before gaining a larger population, but it is quite a good place to live in if you don’t want don’t the hustle and bustle of the big city. Are you thinking of moving to a small town and venturing out into a new place that hasn’t been taken over by tons of people? Maineville may be the place for you.

Maineville Real Estate

The real estate and homes in this area are still growing. You will find there is still plenty of land to build your own home in this area or to by an existing home with enough land to allow for that country atmosphere. The consensus for 2010 explained that there were around 400+ households in this village with about 265 families that live in the village. The place is not only good for professionals looking for a new home, but it can be good for families with small children. It is still a growing and offers a perfect opportunity to get a lot of home for your money.  Maineville has an estimated 13.1% of people who are 65 and older it remains a perfect place to live for your retirement.

Why live in Maineville Ohio?

– Affordable Real Estate Properties

Another great reason why you should consider to move to this small intimate town is the fact that the properties are such a smart investment right now. The properties aren’t as expensive, while the space of each property is significantly larger than the price that you pay for. It is a smart town to place your investment in, as there are many real estate opportunities, which in many other areas don’t offer the same opportunity. When you buy your property here, and decide to purchase existing properties or build a new home, you will be investing in a home that will have a great resell value.

Why Live in Maineville Ohio

– Really Get To Know Your Neighbors

Now the actual reasons why you should move to Maineville Ohio is the fact that you will be able to really get to know your neighbors, which is something that rarely happens when you live in the city or in a huge town. Because of the very small population, the crime rate is extremely low, therefore it is a wonderful place to move your entire family to.

Maineville is a wonderful village that is still in big development and growth. Moving here can let you start off in a new town and in a fun but still growing village.

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Mortgage Trends in Ohio

The state of Ohio is widely known for having a balanced outlook where equal importance is  given to both personal and professional lifestyles. Whether you need a commercial Mortgage Trends in Ohiomortgage or home mortgage, it is always advisable to be equipped with information about the current trends in this market. With such information, you will be in a better position to make the right decisions when it comes to your mortgages.

Ohio mortgage trends in 2014

As we know, information is among the most powerful tools used by decision makers to make good decisions. When you are aware of what to expect in the real estate market, the mortgage trends and housing affordability, you will surely be capable of making the right decisions concerning home ownership and home purchase with confidence. In this article, I will bring you up to speed with the Ohio’s mortgage trends in 2014.

High interest rates

All experts are in a consensus when it comes to the interest rates. They advise that the interest rates will rise by the end of 2014 and the similar trend will continue in 2015 as well. Since the Federal Reserve is dropping its program for supporting the country’s economy, there is no doubt that the rates will rise. But, there is some good news. These rates will not increase as dramatically, at least for the time being. The home loans are expected to fluctuate between 4.4 to 5.5% in 2014. However, they are likely to hit the upper limit by the end of this year and early 2015.

Increased Adjustable rate mortgages

As 2014 began, the adjustable home loans have shown an increase in the market demand by almost 3 times from the last quarter of 2013. However, the most popular loans are the hybrid loans having fixed rates in the initial period. This is because these loans charge a lower interest rate compared to the completely fixed loans. Home owners will definitely want to tap to these loans. But, they should be careful about the future as they might end up paying more in interest eventually.  Rely on your mortgage professional to guide you in these decisions.

Cheaper jumbo loans

From the first quarter of 2014, the non-conforming loans financing the higher value properties have become cheaper than their conventional counterparts. This trend is expected to continue this way until the end of 2014. The difference in their interest rates is about 0.4% but, this difference is significantly due to the large amounts of principle jumbo loans. Before taking any loan, you ought to do the math and check if it is cheaper to get a loan for buying huge luxurious home rather than a regular family home.

Improved accessibility

Even though there have been stricter eligibility criteria since January 2014, there are indicators suggesting that the mortgages will be more accessible as the year progresses. The reason behind this is that there has been a continuous trend showing a decline in the demand of the home loans due to the rising interest rates. Very few people will refinance in these situation therefore making the lenders to come up with attractive options for the buyers. They are already setting lower credit score acceptance for potential clients.

This may be the perfect time to take advantage of the current rates to purchase that next home or refinance your current home before the end of 2014.  Call Jeff at the Mortgage Network of Ohio to explore your options 346-4070 ext 10.

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How To Prepare For An Organized And Efficient Move

Buying your home can be an exciting and fulfilling experience, but the Moving in can fall buying a homeinto the chore category. Here’s some tips to help in preparing for an organized move.

1. Pack into suitcases everything you’ll need until a few days past moving day. Include clothing, toiletries and medications. Pack just like you would to go on vacation.

2. Leave out two towels per person in your household.

3. Make a menu up to moving day. Keep it simple and only cook for the number of people in your home. Don’t leave room for leftovers.

Here’s a list of the things you’ll need for packing:

1. Clothing boxes. You can get these from your moving company.

2. Newspaper, tons of it. Ask neighbors and co-workers to save it for you.

3. Picture boxes. You can get these from your moving company.

4. Visit your local grocery or liquor store. They usually set aside their boxes for people who are moving. Be sure to get the inserts which divide liquor bottles. They’re perfect for packing glassware.

5. Packing tape. You’ll need a roll and dispenser for each person in the house.

6. Sharpies. You’ll need one or two for each person.

7. A large bag of packing peanuts.

8. A couple of large rolls of bubble wrap.

Now, you’re ready to start packing and camping. Pull out sleeping bags and use them for beds until you get into your new home. Collect all dirty linens and launder then pack into boxes. As you fill and tape a box write on it what is in it and what room it needs to go to in your new home. Begin packing room by room leaving the kitchen for last. Start with bedrooms.

In the bedrooms: 

1. Pack all clothing into clothing boxes, seal and label with the owner’s name and which room in the new house the box is going to.

2. Pack all knick knacks and lamps into boxes, seal and label accordingly.

3. Break down beds and stand up on their sides.

4. Break down bed frames. Wrap pieces together with tape and label as to which bed it goes to. Create a box just for bed frames.

Living Room:

1. Pack all knick knacks and lamps into boxes, seal and label as to which room it’s going to in the new house.

2. Pack books into smaller boxes so as they won’t be too heavy.

3. Pack sofa and seat cushions into large boxes, seal and label accordingly.

4. Push all furniture against walls. This is now you’re campground for the family.

Kitchen/Dining Rooms:

1. Pack all china and crystal. Wrap each piece in newspaper and fill boxes. Fill in any extra space in the boxes with packing peanuts. Seal and label accordingly adding in large lettering all over the box “fragile, handle with care, PLEASE!”

2. Pack ALL everyday dishes in the same manner. Remember you’re camping until you move into your new home. From here on use paper plates, foam cups and napkins.

3. Pack pots and pans, leaving out one baking sheet, one large skillet and one medium saucepan. Seal boxes and label accordingly.

4. Pack small appliances, leaving out coffeemaker and microwave. Seal and label boxes accordingly.

We hope these tips have helped you in preparing for an organized move.

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Why Live in Lebanon Ohio?

Considering a move? Lebanon Ohio is one of the best-kept secret communities.

Lebanon is a city in Warren County southwestern Ohio and is the county seat of Warren County and part of the Cincinnati metropolitan area. In fact, many people wonder why live in Lebanon Ohio as they are not always familiar with the town nor the area. There truly are some top reasons to live there and they really answer that all important question of why live in Lebanon Ohio:

  • Close proximity to Cincinnati so one can live in the suburbs but be close to the heart of the big city.
  • Historic landmarks and buildings are found all throughout the city, thus giving it a charming and endearing quality.
  • Lebanon has it’s own symphony orchestra which is a very classy and unique aspect of the city.
  • In addition to the orchestra, the city also boasts it’s own chorus that puts on regular performances throughout the year.
  • The downtown area is attractive and filled with plenty of shops and great restaurants to suit all tastes and needs.
  • The schools are some of the best in the state for kids of all ages.
  • Lebanon hosts various regional fairs and festivals during the year which makes for a lively time for everyone.
  • With more than 350 acres of active and passive park space, there are a wide variety of parks and recreational opportunities and programs available to the community.
  • The wide assortment of homes is varied and thus the area has a home style to meet the needs of everyone, regardless of budget, price range or personal style preference.

There is something about suburban living and the calm and serene feeling it brings and Lebanon proves why it has become the most popular option. Adding to the charm is things like Thursday’s Farmers Market where you can select from a variety of locally grown produce, baked goods, flowers, honey, jams, meat and other items.

One can take a short drive and be in the heart of downtown Cincinnati or one can stick close to home to explore and take in the sights and sounds of Lebanon itself.

There are plenty of entertainment options and it is simply a great place to live, work, play and raise a family. One of those rare gems that many do not know about; however, once you get to know Lebanon, you will fall in love with it and want to move your family there for so many reasons.  Learn more about Lebanon at the official website.

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