Finding the Perfect New Home

new homeOne of the interesting things about starting to buy new home is the fact that no matter whether you purchased a home before, or whether you’re a first-time home buyer, the entire process can seem a bit intimidating. For most people, the most difficult part of the home buying process is simply getting started, and when you look at the vast number of things you have to do to purchase a home, it can make sense to not be sure exactly where you should start. First things first – start at the beginning!

What You Want

Before you even think about heading to a realtor’s office you should start talking about what you want in your new home. For instance, do you want two bedrooms or more? Do you need two or three bathrooms or will one be sufficient? Many real estate experts recommend that you take the time to make two lists: one list where you write down everything you have to have when you buy a new home, and one list compiled of your wants. Make sure you rank the wants list from the important to the ones that are not deal breakers.

Where To Live

Your next action should be to figure out exactly where you would like to live. This doesn’t mean that you have to get extremely specific and where you would like location of your new home to be, but having some sort of a general idea will make it a great deal easier to get the home that you truly love. Once you narrow down the area you can start looking for homes, or land, that are currently available. You will also have a better understanding of what type of price range you are looking at as it is easier to find the average cost of the areas housing once you’ve narrowed down the neighborhood you like to live in.

How Much Can You Afford

Once you figured out your needs, and the area is narrowed down, it’s time to figure out how much you can afford. Borrowing and lending changes on a regular basis, which is why it is important to make sure you visit your bank or mortgage broker before you take any further steps. After all, it’s no fun falling in love with the house, or with a plot of land, only to discover that you cannot afford it. Figure out your needs, find the perfect location, and contact your bank or mortgage broker and you will be well on your way to finding the perfect new home.

About Jeff Steinacker

At The Mortgage Network of Ohio Inc., we believe that you should have more than one option for a Mortgage. We will take your application, work every possible scenario, then offer you options of loan programs available to meet your needs. Jeff can be reached at 513 346 4070 x10 or
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